Lemonade just launched 50% off on every mile driven in Full Self-Driving for Colorado Tesla owners.
What Lemonade is offering
If you carry Lemonade Tesla insurance and engage FSD, the insurer automatically cuts your rate in half for those miles. They track usage through the car’s data connection, so the discount applies in real time.
Why this matters for Colorado Tesla owners
Most insurers still price FSD as a risk rather than a safety feature. Lemonade’s approach flips that script and creates the first real FSD insurance discount Colorado drivers can use today. Early reports suggest owners are seeing noticeable drops in their monthly bills once they switch.
I compared notes with several Colorado owners who moved from standard policies. The Tesla FSD savings Colorado numbers they shared line up with what Lemonade claims, especially for high-mileage commuters.
How it stacks up against other options
Tesla Insurance remains competitive in some states, but Lemonade’s per-mile FSD credit is currently unique. If you want to run your own numbers, plug your details into our insurance comparison tool and see real full self-driving insurance rates side by side.
For more context on Lemonade’s rollout in other states, check the details I covered in this Indiana case study.
Bottom line
If you’re in Colorado and already pay for Full Self-Driving, Lemonade’s new product is worth a Colorado Tesla insurance quote this week. The 50% per-mile credit is the most aggressive discount I’ve seen tied directly to FSD usage.
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