Tesla Insurance Safety Score 3.0: Perfect 100s with Full Self-Driving and Big Savings
Hey everyone, DennisCW here! If you're a Tesla owner, you've got exciting news on the insurance front. Tesla Insurance has rolled out Safety Score 3.0, and it's designed to push you toward using Full Self-Driving (FSD) Supervised more than ever. This update could dramatically lower your premiums—let's break it down.
What's New in Safety Score 3.0?
The big change? Every mile you drive with FSD Supervised enabled scores a perfect 100. That's right—no matter your other habits, cranking up FSD can skyrocket your average safety score. Tesla's official word: "This allows you to maintain a higher average safety score over time, resulting in lower monthly insurance premiums."
We've seen real-world screenshots from users saving up to $100 a month before and after enabling FSD heavily. If you're already a believer in FSD, this could outweigh any occasional slips and slash your costs.
Important caveat: This isn't available in California (which might actually be a silver lining for regulators there). It's live in Indiana, Tennessee, Texas, Arizona, Virginia, and Illinois.
Why Track Your Tesla Insurance Rates?
Insurance is one of the biggest ongoing costs for Tesla owners. That's why we launched our Insurance Rate Tracking Survey at ddw.com/insurance.
- Input your vehicle, location, insurer, and premium.
- Unlock our full data sheet with anonymized info from thousands of Tesla owners.
- Compare rates and find better deals.
Head over there now—link in the description (or just click above). Your data helps everyone!
My Take: FSD is Safer Than Humans
Full Self-Driving isn't just convenient—it's arguably safer than the average human driver. Think about it: Tesla vehicles have dozens of cameras acting as extra eyes, 360-degree awareness, and lightning-fast reactions. The more miles we log on FSD, the safer roads get for everyone.
What do you think? Planning to max out FSD for those insurance perks? Drop your thoughts in the comments below!
Tesla Owners: Your Car Comes with ZERO Accessories—Here's What You Need
Now that you've got your Tesla (or are about to), did you know it ships with zero accessories? Not even a phone mount! Don't sweat it—we've curated the must-haves every owner needs.
Top Picks from Our Partner Jowua:
- Phone Mount: Keeps your phone secure during those neck-snapping accelerations.
- Center Console Organizer: Say goodbye to losing keys, coins, and snacks in the abyss.
- Invisible Under-Screen Station Mount (my newest fave): Perfect for sunglasses or small essentials—sleek and hidden.
I use all this gear myself, so you know it's legit. Use our promo code (link in description) to save big + free shipping on orders over $120.
Jowua's Cool Extras:
- Wireless Game Controller: Fits perfectly in the glovebox for backseat gamers.
- Portable Air Compressor: Peace of mind for road trips.
- Electric Scooter: Ditch walking between Superchargers.
Shop Jowua today—link in description. Thanks for partnering with us!
Stay charged, Tesla fam!
DennisCW
