Tesla Model Y Performance Financing Rates Update: 1.99% APR Still Possible?
Hey everyone, DennisCW here! If you're eyeing a Tesla Model Y Performance, heads up—financing rates are shifting, but there are still some killer deals to snag. Recent reports show folks locking in rates as low as 1.99% APR, with 3.99% also confirmed. But there's some confusion out there, so let's break it down based on real screenshots and buyer experiences.
The Lowdown on Current Rates
Word on the street (and in Tesla forums) is that 1.99% through TD Bank is absolutely still available for the Model Y Performance. One buyer, Roshan, shared this gem in the Model Y Performance Facebook group:
"I got 1.99% APR. I ordered on 9:30 and got the tax credit as well. 8K down is from owning on a trade-in."
Screenshot confirmed: TD Bank at 1.99%. This lines up with earlier reports—great news if you act fast!
On the flip side, some have seen 3.99% offers pop up via Santander (72 months, with examples like $10K down). Others reported 3.99% approvals too. But here's the catch: Tesla chat or messaging might say 3.99% isn't available, yet it shows up in loan offers. Glitch? Rate shopping magic? Either way, 3.99% seems gettable.
Higher rates like 4.89% (Capital One) and 4.94% (TD) are showing for some, but don't settle!
Pro Tip: How to Score the Best Rate
- Get pre-approved first.
- Message Tesla (chat, call, whatever works) and request a rate shop. Ask them to check other banks for a lower rate.
- Don't forget the $7,500 tax credit—stack it with a low rate for an unbeatable deal.
Proving it works: Multiple screenshots from today show 3.99% successes with Santander after pushing for it.
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Must-Have Tesla Accessories (Because Your New Model Y Comes Bare)
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- Phone mount: Keeps your phone secure during those 0-60 blasts.
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- Wireless game controller (fits in glovebox).
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What Are You Seeing?
Drop a comment: What's your financing rate? Ordered yet? Let's help each other snag these deals before they vanish.
Thanks for reading—subscribe to the channel for more Tesla tips!
DennisCW
