Tesla Pulls Low Financing on Model S, X, and Cybertruck: Smart Move or Buyer Deterrent?

Tesla Pulls Low Financing on Model S, X, and Cybertruck: Smart Move or Buyer Deterrent?

Tesla has quietly made a significant change to its financing offers, removing the attractive 3.99% rates from the Model S, Model X, and Cybertruck. Now, all three models sit at 5.09%. Is this a savvy business move or a potential turn-off for buyers? Let's break it down.

Why the Change Makes Sense for Model S and X

Inventory for the Model S and Model X is dwindling fast—there's only about 50 units left across both models. With such low stock, Tesla doesn't need to subsidize financing to move them. They've even recently bumped prices by $15,000 on these high-end rides. The ultra-exclusive Signature editions, priced at a whopping $160,000, are getting more invites sent out (we got one!), but even loyal owners like us aren't biting at that price point. Unless you're leasing, it's hard to justify.

Have you received a Signature invite? Drop a comment—what Tesla(s) do you own that might have qualified you?

Cybertruck Financing Hike: Surprising Yet Predictable

The Cybertruck's low inventory justifies the bump too, but it's intriguing timing. With the $59,900 standard model on the horizon (many of you have already ordered), Tesla might not need incentives anymore. Buyers were flocking anyway—higher rates could filter for serious purchasers. Still, 5.09% might give pause to those financing.

The Deals Still Worth Grabbing

Great news for volume sellers:

• Model Y: As low as 0% APR
• Model 3: As low as 0.99% APR or lease for $265/month

These are killer deals right now. Pro tip: Use a Tesla referral code to score 0% financing plus 3 months of Full Self-Driving (FSD) on select orders. Lock it in before rates shift!

Exciting Supercharger Update

Tesla's rolling out 500 kW Superchargers with built-in payment screens—huge for non-Tesla EV owners. No more confusion at the stall. Shoutout to David for the spot!

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What do you think of the financing changes? Cybertruck at 5.09% a deal-breaker? Sound off below, and subscribe for more Tesla updates!

Thanks to our partners: Tesla referrals, Plug, Jowua, and Unplugged Performance.