Zero Down Tesla Financing at 0.99%: Game-Changer for Model 3 & Y Buyers + Best Inventory Deals
Hey everyone, DennisCW here! If you've been watching Tesla news, all eyes are on the 0.99% financing for Model 3 and Model Y. But did you catch the zero down payment option? This is huge—possibly the first time Tesla (or their bank partners) have allowed it on financed purchases. Let's break it down, run the numbers, spot some killer inventory deals, and cover must-have accessories.
The Zero Down, 0.99% Financing Breakdown
This applies to:
- Model 3: Rear-Wheel Drive, Premium Rear-Wheel Drive, All-Wheel Drive, and Performance.
- Model Y: Premium Rear-Wheel Drive and All-Wheel Drive (Performance sticks at 5.29%—bummer).
Disclaimer: This is NOT financial advice. Ideally, put 10-30% down to avoid being upside down on the loan due to taxes, fees, registration, and that instant 10-20% depreciation off the lot. But if you're keeping the car long-term and financing at 0.99%, it could make sense—especially if your cash earns more elsewhere.
Quick Math Example
For a $45,000 purchase (plus ~10% sales tax = ~$49,500 total):
- 72-month term at 0.99%
- Loan amount: ~$45,000
- Total interest: $1,368
That's peanuts over 5-6 years! If you have the cash, invest it— you'd likely beat that return. No cash? These low payments feel great.
Snag Up to $1,000 Off with a Referral
Before ordering, use my Tesla referral link (in the description below) for up to $1,000 off. Hit the link, configure, and drop your $250 deposit to lock it in.
Hottest Model Y Inventory Discounts
I scoured nationwide inventory for Model Y steals:
- $2,230 off: Repair demo with 1,269 miles and a $3,500 repair bill—pass.
- $2,120 off: Just 4 miles, refreshed model (dark wheels, dark headliner, 16" screen)—sweet deal.
- $2,080 off, $2,000 off, $2,020 off: All low-mileage, minimal issues.
$1,000-$2,000 off on clean inventory? Worth jumping on before they're gone. What's your take—deal or no?
Tesla Must-Haves: Zero Accessories Included!
Your new Tesla arrives naked—no phone mount, nothing. Stock up with our partner Joa (I use their gear daily):
- Phone mount: Keeps it secure during 0-60 launches.
- Center console organizer: No more lost keys.
- Invisible underscreen storage: Perfect for sunglasses.
- Wireless game controller (glovebox-friendly).
- Portable air compressor for road trips.
- Electric scooter for supercharger walks.
Use my promo code (below) for savings + free shipping on $120+ orders. Links in description—thanks to Joa for supporting the channel!
What are you waiting for? Drop your thoughts in the comments: Zero down yay or nay? Hit that referral, grab inventory deals, and gear up. Subscribe for more Tesla tips!
Not financial advice. Always do your due diligence.
